Blog

Cash-out mortgage refinancing: How it works and when it’s the right option

February 9, 2021

What is a cash-out refinance? A cash-out refinance replaces your current home loan with a new mortgage that’s higher than your outstanding loan balance. It allows you to take advantage of equity you’ve built up in your home by withdrawing the difference between the two mortgages in cash. Then, you can put the money toward […]


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How to Make the Dream of Homeownership a Reality This Year

February 4, 2021

Dream of Homeownership

In 1963, Martin Luther King, Jr. inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and determination, he sparked interest, ambition, and courage in his audience. Today, reflecting on his message encourages many of us to think about our own dreams, goals, beliefs, and aspirations. For many Americans, one […]


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Lifestyles of the Rich and Frugal: Manufactured Mansions Take Their Place in the California Sun

February 2, 2021

Opulent, customized factory-built homes offer huge savings and an attractive alternative to rebuilt Malibu “trailers” (like the one in the center), as pending legislation seeks to close a tax loophole. Malibu, CA — When does a “mobile home” get snapped up for a cool $4 million before it even hits the market? Answer: When it occupies […]


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Things to Avoid after Applying for a Mortgage

February 2, 2021

Some Highlights There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table. Along the way, be sure to discuss any changes in income, assets, or credit with your lender, so you don’t unintentionally jeopardize your application. The […]


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3 Reasons to Be Optimistic about Real Estate in 2021

January 28, 2021

The year 2020 will be remembered for many reasons, and optimism is one thing that’s been in short supply since the spring. We’re experiencing a global pandemic, social unrest, an economic downturn, and natural disasters, just to name a few. The challenges brought on by the health crisis have also forced many homeowners to reevaluate […]


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2021 Housing Forecast

January 26, 2021

Some Highlights Experts project an optimistic year for the 2021 housing market. With mortgage rates forecasted to remain low, high buyer demand is expected to fuel more home sales and continue to increase home prices. Let’s connect today to determine how to make your best move in the new year.


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The Do’s and Don’ts after Applying for a Mortgage

January 21, 2021

Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly excited about the opportunity to decorate your new place, but before you make any large purchases, move your money around, or make any major life changes, consult your lender – […]


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The Difference a Year Makes for Homeownership

January 19, 2021

Over the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of them. 1. Move-up or Downsize: One option is to consider moving into a new […]


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Turning a House into a Happy Home

January 14, 2021

At King & Cradle Properties, we talk a lot about why it makes financial sense to buy a home, but more often than not, we’re drawn to the emotional reasons for homeownership. No matter the living space, the feeling of a home means different things to different people. Whether it’s a certain scent or a favorite chair, […]


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Did You Outgrow Your Home in 2020?

January 12, 2021

It may seem hard to imagine that the home you’re in today – whether it’s your starter home or just one you’ve fallen in love with along the way – might not be your forever home. Many needs have changed in 2020, and it’s okay to admit if your house no longer fits your lifestyle. […]


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