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The Ten Fastest Ways to Stop Foreclosure In Less Than 7 Days – Part 7 of a 10 Part Series

May 19, 2020

Part 7 Discharge Debts Chapter 7 bankruptcies provide for the total discharge and liquidation of debts. Because of this powerful debt relief tool, individuals are only able to file a Chapter 7 bankruptcy once every eight years. In a Chapter 7 bankruptcy, people may list their home and mortgage as one of the debts that […]


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The Ten Fastest Ways to Stop Foreclosure In Less Than 7 Days – Part 6 of a 10 Part Series

May 14, 2020

Part 6 Repayment Plan The 2005 reform legislation has made Chapter 13 the most common type of bankruptcy. Essentially, Chapter 13 is a Court-supervised and Court-monitored repayment plan where the debtor provides the Court with a listing of all of their debts and a budget for their monthly needs. Any extra money left over each […]


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The Ten Fastest Ways to Stop Foreclosure In Less Than 7 Days – Part 5 of a 10 Part Series

May 12, 2020

Part 5 File for Bankruptcy The Bankruptcy Reform Act of 2005 changed the entire bankruptcy landscape as we used to know it. Today, most bankruptcy attorneys need at least 3 weeks before any major event, such as a foreclosure auction date, in order to adequately prepare a Chapter 7 bankruptcy petition, and file with the […]


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The Ten Fastest Ways to Stop Foreclosure In Less Than 7 Days – Part 4 of a 10 Part Series

May 7, 2020

Part 4 Selling Through A Short Sale A short sale is when a bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the borrower. This negotiation is all done through communication with the servicer or lender’s loss mitigation department. In the process, you […]


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The Ten Fastest Ways to Stop Foreclosure In Less Than 7 Days – Part 3 of a 10 Part Series

May 5, 2020

Part 3 Sell To A Cash Buyer When faced with foreclosure, repayment plans and forbearance aren’t the only options available. For instance, if the property is worth more than the amount owed on the mortgage, a quick sale to a cash buyer can help you avoid foreclosure and all the hassle involved with the foreclosure […]


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Top 5 Tax Advantages of Real Estate Investing

April 30, 2020

There are loads of advantages to investing in real estate, but these five tax advantages take the cake. Owning real estate offers a number of benefits, but it’s hard to beat the tax advantages of real estate investing. Real estate can be a great way to create residual income or diversify your investment portfolio, but many people […]


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The Ten Fastest Ways to Stop Foreclosure In Less Than 7 Days – Part 2 of a 10 Part Series

April 30, 2020

Part 2 Work Out a “Forbearance Plan” If you are unable to make your monthly mortgage payment, the mortgage company may extend forbearance by agreeing to suspend payments. They might also agree to accept partial payments for a limited period of time until a repayment schedule is agreed upon. Forbearance is a formal, written agreement […]


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The Ten Fastest Ways to Stop Foreclosure In Less Than 7 Days – Part 1 of a 10 Part Series

April 28, 2020

Part 1 Bringing the Loan Current a.k.a. Reinstatement What is the process of bringing a past due loan current? Bringing a loan current, also known as reinstatement, occurs when the loan is brought current by paying the total amount past due. It is always within your right to fully reinstate your loan within 90 to […]


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Transforming Houses Into Dream Homes

April 23, 2020

When a passion for real estate is combined with talented individuals who have an uncompromising drive to succeed, amazing things will happen. At King & Cradle, it’s our goal to not only have a positive effect on ourselves and our families – but also to inspire, motivate and create lasting change in everyone we encounter. We will treat […]


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California Government is the Reason for California’s Housing Shortage

April 16, 2020

In some jurisdictions, developers pay as much as $157,000 in fees on each single family home constructed The homebuilder Lennar has new affordable homes for sale in San Antonio, Texas with nine different floor plans to choose from at a variety of price points – starting in the $130,000s. In California, permits and development fees often total […]


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